We are PPI Claims experts. We have been handling and processing PPI Claims for our clients since 2008. We have helped thousands of clients reclaim mis-sold ppi on Mortgages, Loans and Credit Cards. If you have been sold any of these credit agreements there is a strong possibility that you were mis sold ppi. If you have we can Claim PPI on your behalf and get compensation using our no win no fee ppi claims service. It is estimated that there are as many as 31 million mis sold ppi policies in the UK worth a staggering £12,700,000,000.

By contacting us we can investigate your case with no obligation to uncover any potential mis-selling. If we find that you have been mis-sold ppi we can process your PPI Claims on a no win no fee process and seek PPI Claims compensation on your behalf. To find out if you have any PPI Claims please request a call back by using on our contact form on the right or contact our Nationwide PPI Claims hotline on Lo-Call: 0845 838 13 16. Don’t let your lender keep onto money which is rightfully yours…Claim PPI Back Now!!

Have you been Mis Sold PPI?

If you have taken out a Mortgage, Credit Card or Loan in the last six years you may be eligible to Claim PPI Back. PPI (Payment Protection Insurance) has been mis-sold to millions of UK consumers. Lenders and banks mis-sold ppi so that they could reap the rewards of the multi billion pound revenue it generated. Many consumers are unaware that they even have this costly insurance as premiums are often built into monthly repayments. PPI has multiple exclusions in the terms and conditions which may prevent you from using the policy when need it most. You may currently be paying for a PPI policy which will never cover you and if this is the case you can potentially Claim PPI Back.

If you can answer yes to any of the following you may be entitled to Claim Back PPI:

1. You were told the ppi policy was compulsory.
2. You were self employed when sold the ppi policy.
3. You can discovered the ppi policy without requesting it.
4.  You  were working part-time or on contract when sold the ppi policy.
5. You can Claim PPI Back  if you did not need the policy.
6. Details of your medical history were not asked when sold the ppi policy
7.  You were pressurised into taking the ppi policy.
8. You were not told to look around for more competitive PPI rates.
9. The costs of the ppi policy were not explained to you during the sale.
10. You were led to believe you would receive favourable interest rates if you took the ppi.
11. You were sold the policy when you were over 65 or under 18 years of age.

If you have answered yes to any of the above you have valid PPI Claims!! Contact us now and Claim PPI back…

What is PPI? 

PPI is an abbreviation for Payment Protection Insurance. PPI is sold alongside forms of credit such as Loans, Mortgages and Credit Cards.

What types of Credit is PPI sold alongside? 

PPI is sold alongside many types of credit which include Home Loans, Personal Loans, Hire Purchase Agreements, Secured Loans, Unsecured Loans, Credit Cards and Store Cards. If you have taken out any of the above in the last 6 years it is advisable to check if you took PPI as it might have been mis-sold. You may even find you have PPI without ever requesting it. If this is the case you may be eligible to Claim PPI back to the tune of thousands of pounds!

Why would lenders Mis-Sell PPI? 

The mis-selling of PPI is largely attributed to the extremely lucrative income stream it provides. There are approximately 20 million Mis-Sold PPI policies in the UK generating around £5 billion per annum for the companies involved. PPI in some cases has been shown to amount for as much as 54% of the loan amount being secured. That means the bank or lender will receive approximately £5400 for the PPI policy which is sold alongside a £10,000 loan. It is estimated that there will be as much as £12billion pounds refunded to UK consumers for PPI Claims.  If you feel you have been Mis-Sold PPI contact us to see if we can Claim PPI Back on your behalf!

How do I know if I have PPI? 

If you have taken out a loan or credit in the last 6 years the likelihood is that you would have been offered PPI. In some cases you may have been told that the Payment Protection Insurance was compulsory in order to secure the loan or credit being issued and this in itself is a mis-selling practice. The unfortunate thing with PPI however is that in a lot of cases consumers do not actually even know they have PPI it as it has been cleverly built into repayment terms by the banks and lenders who may not want you to know you have PPI. To check if you have PPI you should check your credit agreements or contact your banks or lender directly.

Does PPI have any other names? 

Yes! Below is a list of policies that PPI is also known as.

• ASU – Accident, Sickness and unemployment policy

• MPPI – Mortgage Payment Protection Insurance

• Life & ASU – Life & Accident Sickness Unemployment

• PLP – Personal Loan Protection

• CCPP – Credit Card Payment Protection

If you feel you have been Mis Sold PPI why not allow us to Claim PPI back on your behalf?! Our average refund for PPI Claims is £3,000.

About the PPI Claims Industry

Payment Protection Insurance by law should be sold as an optional insurance cover and only to those that will benefit from it. This unfortunately did not happen however in the selling of PPI within the UK marketplace. Banks and lenders earned serious amounts of commission from these policies and as a result many used to aggressively push these policies onto consumers.

Payment protection insurance was often sold to consumers who did not need it, did not ask for it, did not know what it was and who would not benefit from it. It is not a cheap insurance policy and can often amount to as much as 54% of the loan being offered. When you break this down into simple mathematics and realise that a £10,000 loan can have as much as £5,400 worth of PPI charges you will soon realise just how expensive it really is.

If you have been sold Payment Protection Insurance the last 6 years contact out PPI Claims hotline to find out if you can reclaim these premiums. The average PPI Claims refund is £3,000 and we can reclaim this for you with no upfront fees and on a No Win No Fee PPI Claims service.

Don’t let your lender keep onto money which is rightfully yours. Claim PPI Back by using our No Win No Fee Service.

1. Contact

If you want us to Claim PPI on your behalf you will need to contact us. You can either request a call back by putting your details into the contact form on the right hand side or you can contact our nationwide PPI Claims Hotline on Lo-Call 0845 838 1316. Once we have received your contact our process to Claim PPI Back is started.

2. PPI Claims Pack

We know that form filling can be a nuisance so when you to contact is to Claim PPI back we make the process as simple as possible. All we need to start our PPI Claims process is a signature from you. Once we have this we start our PPI Claims process.

3. Requesting your credit agreement/ Assessing your documents

If you do not have your credit agreement we will need to request this from your lender in order to process your PPI Claims. Unlike many other companies when we do this for you we will pay all up fronts costs charged by your lender. We will never charge you until we have received PPI Claims compensation on your behalf.

4. Putting your PPI Claims to your lender

We have been in the PPI Claims industry since 2008. We use the knowledge and expertise we have gained to ensure we always seek a maximum settlement for our clients.

5. Advising you on your offer of PPI Claims Compensation

Once your lender has made an offer to you our team will review the details. If we feel your claim is worth more then worth they are offering we will go back to your lender and seek a higher PPI Claims settlement.

6. Receive your Compensation

We have been successful! Once we have negotiated an agreed a settlement for your PPI Claims you will receive your refund. The average refund when we Claim PPI is £3,000.

7. FRS fee when we Claim PPI on your behalf.

Only if we have been sucessfull in our process to Claim PPI on your behalf will we bill you for our services. We charge a sucsess fee of 25%+vat. Our fee includes all upfront fees and charges we pay on your behalf once we take on your claim. Below is a breakdown of our fee structure

Reclaimed: £2,000

FRS fee: £600.00

Your Refund: £1400.00

If you would like to know more about our PPI Claims process please contact us now for a no obligation review.